About CostCraft.in
Free, India-specific calculators to help you make informed financial decisions.
What is CostCraft.in?
CostCraft.in is a free India-focused calculator and cost intelligence platform. We help users estimate home loan EMIs, in-hand salaries, tax liabilities, PF accumulation, gratuity entitlements, prepayment vs investment decisions, and other personal finance figures — all in one place, built specifically for Indian financial rules and market conditions.
Our goal is to put useful, accurate-enough estimates in your hands instantly, so you can think clearly about your money before consulting a professional or making a decision.
What we stand for
Simplify financial decision-making
Financial decisions — buying a home, choosing a tax regime, planning loan prepayment — involve complex numbers. We build tools that make these calculations accessible and understandable, without requiring financial expertise.
India-specific accuracy
Our calculators apply Indian tax rules, EPF and Gratuity Act provisions, RBI guidelines, and Indian financial market conventions. Generic global tools often miss these nuances.
Indicative estimates, not professional advice
All calculator results are indicative estimates. Actual amounts depend on your specific facts, your employer's policies, your lender's rules, applicable tax laws, and current regulations. Always verify important financial and tax decisions with official sources, your employer, your lender, or a qualified professional.
No personalised advice
CostCraft.in does not provide personalised financial, tax, investment, or legal advice. Our tools are for informational and educational purposes only. Nothing on this site constitutes professional advice.
Our calculators
We currently offer calculators for home loans (EMI and prepayment analysis), in-hand salary estimation, new vs old tax regime comparison, EPF accumulation, gratuity calculation, and more. We are continuously adding new tools.
View all calculatorsImportant: CostCraft.in calculators provide indicative estimates only. Always verify important financial, tax, or loan-related decisions with official sources, your employer, your lender, or a qualified financial or tax professional before acting on calculator outputs.